We often overestimate what we can achieve in a short period of time, but dramatically underestimate what we can do in a longer one. And if you need to make changes to your money life, it might not be as drawn-out a process as you expect. Here’s what you could realistically expect to change about […]
Category Archives: Learn
Three New Year’s resolutions for your mortgage
New year, new approach to your mortgage? If you’re in a planning mood, you might be thinking about one of the most significant financial obligations in your life – your home loan. Here are a few New Year’s resolutions to consider making to really make a difference to your financial future in 2020. Squeeze out […]
Your last-minute Christmas gift survival guide
So, it happened again. Last year, you swore that you’d never, ever leave Christmas shopping to the last minute, then life got in the way and there you are again – caught up in the procrastination trap, with a handful of names still to cross off your Santa’s list. Don’t worry, it can happen to […]
Insurance through the decades – here’s how your needs can change
Throughout our lives, we go through a number of changes. And along the way, our Insurance needs change too. So here’s a guide to the most common Insurance types at every life stage. 20s You’re young – why would you need insurance? The reality is, there may be quite a few reasons. This a period of your […]
Should you pay off debt first or save for a deposit?
Looking to buy your first home? It’s important to make your mortgage application as competitive as possible. Having the least amount of debt possible is a way to increase your borrowing capacity. But when you’re also saving for a deposit at the same time, paying off your debt can be challenging. You may have left […]
Five smart strategies to get mortgage-free faster
Your mortgage is probably one of the biggest financial commitments you’ll have in your life. And with significant interest costs accruing over time, it makes sense to get rid of it sooner rather than later. There are a few ways to do this – none of which relies on a winning Lotto ticket. Increase your repayments One […]
When do you need a Personal Insurance check-up?
Thinking about your Insurance may not be high on your list of priorities. But if you’d like to make sure that your cover is still the best fit for you – and will protect you at claim time – it’s important to do a regular check-up. Here’s when is a good time to schedule a chat with […]