Money – it’s a tool that allows us to live comfortably, pursue our dreams, and secure our future. However, managing it can feel overwhelming. That’s where a personal financial plan comes into play. Think of it as a roadmap, directing you on how to handle your finances to achieve your financial goals. Here are some […]
Category Archives: Learn
Investment strategies for different life stages
When was the last time you checked in on your investment strategy? If it’s been a while, now might be a good opportunity to put a little time aside to make sure your settings are still appropriate. What works for an investor will change over the course of their life, and it’s important not to […]
Do you need mortgage protection insurance?
What would happen if, due to unforeseen circumstances, you found yourself unable to meet your mortgage repayments? Enter the realm of mortgage protection insurance—a cover designed specifically to offer that peace of mind. Here’s what it is, how it operates, and when it can come in handy. How does it work? At its core, mortgage […]
Economists bring forward cash rate cut forecasts
The Reserve Bank has stuck to its line in recent months that the official cash rate (OCR) is on hold at 5.5%, and will probably be there for quite some time. Its own forecasts predict that the rate won’t start to move until next year. But an increasing number of economists say that the central […]
Keys to homeownership in 2024
The new year is upon us, and for aspiring homeowners, 2024 could be the year you take the first step onto the ladder. As the property market continues to evolve, navigating the path to homeownership requires strategic planning and informed decision-making. This guide serves as a roadmap for first-time homebuyers in 2024, offering valuable insights […]
Achieving financial success in 2024
As we step into a new year, many of us set ambitious resolutions, and some of these goals might be the desire to achieve financial success. Whether it’s paying off debt, building an emergency fund, or diversifying your investments – reaching financial goals often requires planning and a strategic approach. So, let’s explore some practical […]
How to build financial resilience on a budget
Are you living on a budget? Creating financial resilience may seem like a daunting task. When you’re so focused on covering your daily expenses, it can be easy to put your financial future on the backburner. But here’s the thing: building a strong financial foundation isn’t exclusive to those with substantial incomes. It’s about making […]
The power of daily chats for boosting wellbeing
In a world where stress levels are skyrocketing, and loneliness is on the rise, it’s all-the-more important to take care of our mental and emotional well-being. Not quite sure where to start? A recent study from the University of Kansas offers a simple yet effective solution: engage in daily face-to-face conversations with friends and colleagues. […]
Balancing work, life, and finances
Like to find a better balance among work, life, and finances? You may find some good tips here – including how to set boundaries and prioritise self-care in every area of your life. Set boundaries Boundaries are essential for maintaining a healthy balance between work and personal life. Establish clear boundaries by setting specific work […]
How to choose health insurance
Depending on your situation, health insurance can be a proactive tool for your physical and financial well-being. Here in New Zealand, we can rely on a solid public system, but there can still be significant waiting times for certain treatments. Having appropriate health cover can ensure more immediate care, providing peace of mind. But with […]