Money – it’s a tool that allows us to live comfortably, pursue our dreams, and secure our future. However, managing it can feel overwhelming. That’s where a personal financial plan comes into play. Think of it as a roadmap, directing you on how to handle your finances to achieve your financial goals. Here are some […]
Category Archives: Budgeting
How to build financial resilience on a budget
Are you living on a budget? Creating financial resilience may seem like a daunting task. When you’re so focused on covering your daily expenses, it can be easy to put your financial future on the backburner. But here’s the thing: building a strong financial foundation isn’t exclusive to those with substantial incomes. It’s about making […]
How to keep your insurance budget-friendly
The cost of living has been top-of-mind for many New Zealand households over the past year. As prices have crept up, you might have spent some time looking at your budget, and working out what expenses you might be able to trim. As you probably already know, insurance is the type of thing that can […]
How to boost your financial life in one week, one month and one year
We often overestimate what we can achieve in a short period of time, but dramatically underestimate what we can do in a longer one. And if you need to make changes to your money life, it might not be as drawn-out a process as you expect. Here’s what you could realistically expect to change about […]
Three New Year’s resolutions for your mortgage
New year, new approach to your mortgage? If you’re in a planning mood, you might be thinking about one of the most significant financial obligations in your life – your home loan. Here are a few New Year’s resolutions to consider making to really make a difference to your financial future in 2020. Squeeze out […]
Should you pay off debt first or save for a deposit?
Looking to buy your first home? It’s important to make your mortgage application as competitive as possible. Having the least amount of debt possible is a way to increase your borrowing capacity. But when you’re also saving for a deposit at the same time, paying off your debt can be challenging. You may have left […]