Many people associate the need for a mortgage adviser with the purchase of their first home. However, the value of professional mortgage advice extends beyond this initial buying experience. Whether you’re considering upgrading to a larger property, downsizing to a smaller one, or expanding your investment portfolio, we can provide crucial guidance at every stage. […]
Category Archives: Learn
Changing KiwiSaver providers or switching funds?
KiwiSaver is an integral part of Kiwis’ retirement planning. And perhaps, over the years, you might have contemplated whether you’re with the right provider for your needs. While there’s no obligation to switch, understanding the process and the factors to consider can empower you to make an informed decision. Switching providers vs switching funds It’s […]
What to do when a loved one is caught in an investment scam
In light of the surge in investment scams, the Financial Markets Authority (FMA) recently asked clinical psychologist Nigel Latta to share some tips on how to help those who may have fallen victim to these scams. It’s important to note that scams are becoming more and more sophisticated, and even the most astute and savvy […]
Building financial wisdom: money lessons for kids (and you!)
Financial literacy isn’t just for adults; learn early in life, it can benefit your children now and in the future. Of course, each parent’s approach may vary, but the following five ‘money lessons’ are a good place to start. Set a good example As role models for our children, it’s important to practise what we […]
Financial freedom or financial independence: what’s the difference?
Think about your financial goals for a minute. If you were asked what you’re aiming for, what your investments are building towards or what your big goals are, what would you say? For many people, the answer is “financial independence”. They’re aiming for a life in which they don’t have to rely on anyone else […]
How to keep your insurance budget-friendly
The cost of living has been top-of-mind for many New Zealand households over the past year. As prices have crept up, you might have spent some time looking at your budget, and working out what expenses you might be able to trim. As you probably already know, insurance is the type of thing that can […]
Do you have different money personalities? Here’s how to cope
There are lots of things for couples to fight about. Who chucks the wet towels on the bed and forgets about them, who never empties the dishwasher… But while most minor gripes are relatively easy to resolve, fights about money can be another question altogether. Finances – and how you deal with them – are […]
How long should you fix your mortgage for?
Managing a mortgage can feel like a big responsibility. It’s often the most significant debt that people have in their lives and one of the biggest payments they make each month. But with so many options, how can you know the best way to structure it? Should you float, fix for a short term or […]
Eleven things it’s worth spending money on
We usually focus on all the ways to save money, but the reality is, sometimes it’s worth splashing out. Here are eleven things that it’s worth spending your money on. Your health Skimping on things like doctor’s appointments and eye checks can be a false economy. Stay on top of your appointments so that […]
New year, new Insurance policies? Nine signs to watch out for
The beginning of a new calendar year is a great time to hit the ‘reset’ button and start with a blank slate. With a fresh list of new year’s resolutions in hand, and perhaps a new exercise regimen ready to go, do you need to make changes to your insurance cover too? Here are nine signs […]