Financial literacy isn’t just for adults; learn early in life, it can benefit your children now and in the future. Of course, each parent’s approach may vary, but the following five ‘money lessons’ are a good place to start. Set a good example As role models for our children, it’s important to practise what we […]
Author Archives: Kieran
Financial freedom or financial independence: what’s the difference?
Think about your financial goals for a minute. If you were asked what you’re aiming for, what your investments are building towards or what your big goals are, what would you say? For many people, the answer is “financial independence”. They’re aiming for a life in which they don’t have to rely on anyone else […]
How to keep your insurance budget-friendly
The cost of living has been top-of-mind for many New Zealand households over the past year. As prices have crept up, you might have spent some time looking at your budget, and working out what expenses you might be able to trim. As you probably already know, insurance is the type of thing that can […]
Do you have different money personalities? Here’s how to cope
There are lots of things for couples to fight about. Who chucks the wet towels on the bed and forgets about them, who never empties the dishwasher… But while most minor gripes are relatively easy to resolve, fights about money can be another question altogether. Finances – and how you deal with them – are […]
How long should you fix your mortgage for?
Managing a mortgage can feel like a big responsibility. It’s often the most significant debt that people have in their lives and one of the biggest payments they make each month. But with so many options, how can you know the best way to structure it? Should you float, fix for a short term or […]
Eleven things it’s worth spending money on
We usually focus on all the ways to save money, but the reality is, sometimes it’s worth splashing out. Here are eleven things that it’s worth spending your money on. Your health Skimping on things like doctor’s appointments and eye checks can be a false economy. Stay on top of your appointments so that […]
New year, new Insurance policies? Nine signs to watch out for
The beginning of a new calendar year is a great time to hit the ‘reset’ button and start with a blank slate. With a fresh list of new year’s resolutions in hand, and perhaps a new exercise regimen ready to go, do you need to make changes to your insurance cover too? Here are nine signs […]
How to boost your financial life in one week, one month and one year
We often overestimate what we can achieve in a short period of time, but dramatically underestimate what we can do in a longer one. And if you need to make changes to your money life, it might not be as drawn-out a process as you expect. Here’s what you could realistically expect to change about […]
Three New Year’s resolutions for your mortgage
New year, new approach to your mortgage? If you’re in a planning mood, you might be thinking about one of the most significant financial obligations in your life – your home loan. Here are a few New Year’s resolutions to consider making to really make a difference to your financial future in 2020. Squeeze out […]
Your last-minute Christmas gift survival guide
So, it happened again. Last year, you swore that you’d never, ever leave Christmas shopping to the last minute, then life got in the way and there you are again – caught up in the procrastination trap, with a handful of names still to cross off your Santa’s list. Don’t worry, it can happen to […]