The Reserve Bank has stuck to its line in recent months that the official cash rate (OCR) is on hold at 5.5%, and will probably be there for quite some time. Its own forecasts predict that the rate won’t start to move until next year. But an increasing number of economists say that the central […]
Author Archives: Kieran
Keys to homeownership in 2024
The new year is upon us, and for aspiring homeowners, 2024 could be the year you take the first step onto the ladder. As the property market continues to evolve, navigating the path to homeownership requires strategic planning and informed decision-making. This guide serves as a roadmap for first-time homebuyers in 2024, offering valuable insights […]
Achieving financial success in 2024
As we step into a new year, many of us set ambitious resolutions, and some of these goals might be the desire to achieve financial success. Whether it’s paying off debt, building an emergency fund, or diversifying your investments – reaching financial goals often requires planning and a strategic approach. So, let’s explore some practical […]
How to build financial resilience on a budget
Are you living on a budget? Creating financial resilience may seem like a daunting task. When you’re so focused on covering your daily expenses, it can be easy to put your financial future on the backburner. But here’s the thing: building a strong financial foundation isn’t exclusive to those with substantial incomes. It’s about making […]
The power of daily chats for boosting wellbeing
In a world where stress levels are skyrocketing, and loneliness is on the rise, it’s all-the-more important to take care of our mental and emotional well-being. Not quite sure where to start? A recent study from the University of Kansas offers a simple yet effective solution: engage in daily face-to-face conversations with friends and colleagues. […]
Balancing work, life, and finances
Like to find a better balance among work, life, and finances? You may find some good tips here – including how to set boundaries and prioritise self-care in every area of your life. Set boundaries Boundaries are essential for maintaining a healthy balance between work and personal life. Establish clear boundaries by setting specific work […]
How to choose health insurance
Depending on your situation, health insurance can be a proactive tool for your physical and financial well-being. Here in New Zealand, we can rely on a solid public system, but there can still be significant waiting times for certain treatments. Having appropriate health cover can ensure more immediate care, providing peace of mind. But with […]
Mortgage advice: Not just for first-home buyers
Many people associate the need for a mortgage adviser with the purchase of their first home. However, the value of professional mortgage advice extends beyond this initial buying experience. Whether you’re considering upgrading to a larger property, downsizing to a smaller one, or expanding your investment portfolio, we can provide crucial guidance at every stage. […]
Changing KiwiSaver providers or switching funds?
KiwiSaver is an integral part of Kiwis’ retirement planning. And perhaps, over the years, you might have contemplated whether you’re with the right provider for your needs. While there’s no obligation to switch, understanding the process and the factors to consider can empower you to make an informed decision. Switching providers vs switching funds It’s […]
What to do when a loved one is caught in an investment scam
In light of the surge in investment scams, the Financial Markets Authority (FMA) recently asked clinical psychologist Nigel Latta to share some tips on how to help those who may have fallen victim to these scams. It’s important to note that scams are becoming more and more sophisticated, and even the most astute and savvy […]